Commercial Insurance That Fits How Your Business Operates

Construction crane lifting a load

Clear Guidance for Complex Business Coverage Decisions

Running a business comes with constant decisions about risk, contracts, and liability, and it’s not always clear which policies actually protect you. Many owners worry about gaps in coverage, certificate requirements, or how claims will be handled when something goes wrong. Ashmead Insurance Associates works with businesses across Pennsylvania, Delaware, Maryland, New Jersey and beyond combining access to multiple carriers with structured risk guidance. From Lansdale-area contractors to regional manufacturers, the focus is on building coverage that reflects real operations, not generic templates.

★★★★★

Trusted by Clients Across Montgomery County

Gerald G.

Great Agency to deal with for your Insurance needs - don't deal with the online price quote links call your agent direct

Max Z.

Worked with Kim on setting up car and renters insurance. She was able to get a very good rate and coverage for me. Kim was extremely helpful, patient and quick to respond. Would recommend them to anyone.

Jared D.

Jeanine has helped me make the best car insurance decisions that will better myself financially moving forward.

Michael W.

Great company to deal with great customer service highly recommend.

Nikki S.

Meg has been amazing! We needed a life insurance policy for our family and had no idea where to start. Meg helped us every step of the way. She laid out some plans, gave advice on what some good numbers were since I had no idea, and then helped us with all of the paperwork. Very glad we chose Ashmead Insurance and we will definitely use them again in the future!!

Carl S.

Megan and team are great! Very quick and helpful service in finding the best rates out there for me! I always consult Ashmead Insurance for all my insurance needs.

Doug D.

Very professional, polite, and helpful every time I have questions or need anything at all. They all treat me and my family as if we are part of their extended family and genuinely care about meeting our insurance needs. Thank you Meg and the rest of the team!

Harry S.

Very happy with Ashmead Insurance Associates. Helped find us insurance with in our budget and always responsive to our questions. I have not had any claims but great to work with. Highly recommend!

Lori S.

I had a great experience with Ashmead Insurance. Kim and Meg are so easy to work with and obviously so knowledgeable about what they are providing. Easy to do business with.

Bill S.

Friendly, knowledgeable group of people who answers question quickly and are always ready to help

Jan P.

Ashmead Insurance has been there for us for many years! Staff is very efficient, always polite, and most helpful. I would highly recommend their business!

Kristen R.

Meg was super helpful and responsive to all my questions. She also put things in plain English for me to understand.

Erin F.

Highly recommend! We saved money when we switched from our previous insurance carrier and it's been incredible having someone who is readily available to answer questions and update our policy whenever it's needed.

Dawn C.

Everyone I work with at Ashmead is wonderful. They understand my business needs and I am confident that they find me the best policies and rates.

John C.

This insurance agency does a nice job on getting us the best service possible and is always looking out for us.

Suzz

I've been a customer of Ashmead Insurance for ten plus years. They are always available to answer any questions regarding my policies in a way I can understand. Never rushed. Always personal.

Troy T.

I have been with them for years, and they are great to deal with. Quick, great service and shop your stuff well for the best pricing.

Cory W.

Service is impeccable and your client’s best interest is always front of mind. Thank you!

Michele H.

I first met a representative of this company at a seminar for real estate agents. I was so impressed with the knowledge of the presenter that I had Ashmead do a full evaluation of my personal insurance, both homeowners and auto, and they not only saved me money but increased and tweaked our coverage to better meet the needs of my family. I've since referred several clients to Ashmead as well, and they all report being pleased with the knowledge, professionalism and service provided. Thanks for providing consistently great service! I will continue to recommmend you highly!

Chris G.

I have been with Ashmead for many years and have only had positive experiences along the way. Everyone is super friendly and helpful.

Allan R.

John was recommended to me by my financial advisor. I found the price and coverage to be very good. John has been very prompt in responding to my questions and has been very helpful. I highly recommend Ashmead Insurance Associates.

Tyler T.

Very professional, attentive, and accommodating when we switched insurance carriers. Answered all of our questions and made switching a breeze.

John M.

For real insurance with real people you come here

Nick N.

John was super helpful in finding the right insurance plan, and walking us through each of the coverages. He was super patient and answered all our questions and was willing to run different cost analyses to ensure we got a plan that covered everything we wanted/needed.

Dorothee W.

Ashmead has provided us with excellent service. Whenever we have a question or concern it is addressed quickly and professionally. They are a good addition to our team.

Ian J.

Prompt and professional. As a business owner I need answers fast and am always looking for helpful insights to help me save money or lower my risk. John and his team have helped in all those areas. I would highly recommend their services. - 2 years later and still a 5 out of 5 i had to update my review.

Luke Z.

Ashmead insurance has made the insurance purchasing process seamless. They are continually evaluating your insurance plans to make sure you are getting the best plan at the best price. The customer service doesn’t end after the initial purchase which is rare for any insurance brokerage anymore.

Noel B.

I cannot recommend Ashmead Insurance and Megan enough! My husband and I recently bought a new home and combined our car insurance policies. Megan made the whole process so easy and saved us a significant amount of money for the year. She made sure we had the coverage we needed at the lowest price. So easy to work with, made a usual confusing and tedious process so easy and quick!

Mark B.

Clear and prompt answers whenever I need them from John and Ellen. You can trust they are getting you the best possible policy.

Roseangelee V.

We've been obtaining our general liability insurance through Ashmead Insurance, and we're thoroughly pleased with both the excellent service they offer and the affordability of their coverage. We are happy to give them 5 stars!

Jenna D.

Ashmead Insurance is trustworthy and saved us so much money on our home and auto insurance. I HIGHLY recommend !!!!

Emily W.

The team at Ashmead insurance is the best. I have used them for many things and refer them often Meg really cares about her clients and does things the right way all the time. I never have to worry about my insurance because I know she is. Highly recommend.

Devon C.

Shopping insurance was never easier!! Megan quickly answered every question I had and couldn’t have been more helpful.

Patrick H.

Ashmead Ins. Associates exceeded our expectations. They were thorough in their work, leaving no questions unanswered and completed everything in a timely manner. The entire staff was helpful and “on the ball”.

Hamed S.

I am working with Ashmead Insurance for both our business and personal insurance needs. Not only are their rates competitive, but they have also been incredibly responsive and helpful during our business insurance claims. They guided us through the process with great support . Highly recommend their services!

Dayna G.

Ashmead Insurance, Meg and her team met the needs that I was looking for. With my rates being increase by my previous company. Meg and team reviewed my old policy to match what they can provide for me. Meg goes out of her way to make sure we get the best prices and best coverage. My auto and homeowners insurance is with Ashmead. I need to review my life insurance with them. I highly recommend them to anyone looking for home and auto insurance. You won’t be disappointed!

Kelly P.

Ashmead insurance has always been very helpful from when I started with just renters insurance and now with my car, homeowners, and life insurance. A friendly voice always answers the phone and one of their agents Megan has been super knowledgeable and explains things in a way I can understand.

Tom G.

I came across Ashmead Insurance Associates, when I was looking for a new insurance agent. They have always handled my concerns quickly and as efficiently as I have ever ask for.

Beth B.

I appreciate the prompt and professional service I receive with Ashmead Insurance. Megan is friendly and knowledgeable - even letting me know of a discount eligibility without my prompting. Anyone that can save me even $10 a month is a valuable asset. I would definitely recommend Megan and Ashmead Insurance to my friends and family.

Amir S.

Great company excellent customer service

Laura M.

Extremely pleasant and non- pressured experience working with Kim at Ashmead Ins. Wanted to change my home and auto insurance and she really made it painless. Insurance cards, payment and information all happened as promised. So happy, I already referred someone else to her.

Jan W.

Worked with Meg via email and phone for my auto & Homeowners - a pleasure. Prices were great and she made it so easy.

V R.

Great service and personal attention to customer needs

Sandra H.

5 stars! Ashmead Insurance, specifically Meg Pacella, has been serving both my family and my small business for a few years now. In that time I have received exemplary service. Meg goes out of her way to make sure we get the best prices and best coverage year after year. I highly recommend them to anyone looking for home, auto and/or business insurance. You won’t be disappointed!

John V.

Responsive and professional serve. Recomended.

Kevin C.

Great Service and Attention given to their customers is beyond outstanding. Highly recommended!!!! We left a few years back due to getting recommended to another agent and we never got the service we were used to from Ashmead Insurance Associates. We are back!!!! Keep up doing what you do , because it is APPRECIATED

Wally N.

Kim was great help in getting a competitive pricing on all my insurance needs.I would highly recommend Ashmead insurance.

Rebekah C.

Everyone at Ashmead Insurance responds in a timely manner, and answers questions so nicely.

Scott S.

I have been working with Ashmead Insurance for several years now in every aspect; residential , commercial as well as Insurance for investment properties I have been treated with amazing respect promptness and since they are a broker for several companies they can shop around and obtain great rates for their clients . ,Everyone who I’ve been in contact with has been extremely professional and very prompt In returning my messages And insurance requests for quotes , questions and obtaining paperwork . Ashmead Insurance is a great Insurance broker I would highly recommend working with The Ashmead Insurance Agency.

Mike S.

I have my business insurance purchased through Ashmead. When renewal came up for my auto and home, I was pleased to work with Meg she spent some time getting me great rates. So happy with Ashmead

Russell B.

Ashmead Insurance Associates are simply amazing! I never thought I would have a relationship with my insurance agent/company like I do with them! After 10 years plus of being with another company, I found out that they simply “weren’t on my side.” I now have all of my personal and business insurance needs covered through the team at Ashmead, and I couldn’t be happier! With sincere gratitude, Russell Borns

Kimberly L.

Ashmead Insurance has always been extremely helpful with my renters, auto and life insurance needs. They were extremely helpful last summer when my car flooded in hurricane Ida as well! Definitely would recommend!

PC E.

Excellent people to work with for both commercial and personal needs. If you are looking for someone, you found them.

John C.

Megan Ashmead was a pleasure to deal with and helped to make my decision to change providers of my personal lines insurance policies a no-brainer. Not only did she find another carrier to provide me with greater coverage, but she was able to reduce the total amount of annual premiums paid by 40%. My only regret is not contacting her years ago.

Ed D.

Ashmead Insurance has been like a member of the family. They are knowledgeable , friendly, and have helped us with policies ranging from auto, homeowner’s, personal umbrella, construction and flood insurance. Truly one stop shopping.

Zachary D.

In an age of automated insurance quotes and faceless agents Ashmead Insurance is the last of a dying breed. When your insurance needs are complex and you need to have a real person in your corner look not further the then the Ashmead team. I believe there a 3rd generation company with a wealth of experience.

Andy D.

Last minute request at a settlement for my new house and Sue came through last minute. She is always a huge help and makes the process of property and casualty insurance great! All around great company to work with!

Bryan K.

John Blystone provides outstanding service, so much so my family members have moved their insurance to Ashmead. Highly recommend.

Nancy B.

Everyone is helpful and responsive.

Carol D.

Thanks for sponsoring my daughter's soccer team!! Towamencin soccer - girls 8U.

Stephanie B.

I’ve been using Ashmead for many years! The company is loyal and will take care of your individual needs.

Gerald G.

Great Agency to deal with for your Insurance needs - don't deal with the online price quote links call your agent direct

Commercial Insurance Solutions for Every Industry

Contractor Insurance

Job sites bring constant risk—from liability exposure to subcontractor compliance—and missing documentation can delay work. Coverage and certificate support are structured to keep projects moving and contracts aligned.

Manufacturer Insurance

Production risks, supply chain exposure, and equipment coverage can quickly become complex. Policies are built around operational realities, helping reduce disruptions and financial surprises.

Wholesaler & Distributor Insurance

Inventory, transit, and liability risks require coordinated protection across multiple touchpoints. Coverage is structured to reflect how goods move and where exposures exist.

Nonprofit Insurance

Managing programs, volunteers, and funding brings unique responsibilities and risks. Coverage is designed to support organizational stability while protecting leadership and operations.

Apartment Building Insurance

Property ownership introduces liability, tenant-related exposure, and maintenance risks. Policies are tailored to protect buildings, income, and long-term investment value.

Small Business Insurance

Small operations still face real exposure, from liability to property loss and business interruption. Coverage is scaled to your size while keeping protection practical and manageable.

Blue angular logo with white striped base on a white background

Lines of Commercial Insurance We Write

Black office building with a shield and checkmark icon beside it

Property and Casualty Program

Hard hat with shield icon, indicating workplace safety or protection

Workers Compensation

Clipboard checklist with shield security icon, black outline on white background

General Liability

House icon with shield above it, suggesting home security or protection

Property

Black outline delivery truck with a shield icon, suggesting secure shipping or protection

Business Auto

Black umbrella with a shield icon underneath, suggesting weather protection or safety.

Umbrella

Black shield emblem with a cross and wings

Specialty Coverages

Black outline icon of a person inside a shield badge

Employment Practices Liability

Briefcase with a shield checkmark icon

Professional Liability

Black ship wheel icon with simple circular spokes and handles

Ocean Marine

Black line icon of a cargo ship beside a crane and stacked shipping containers

Inland Marine

Factory with shield icon, suggesting industrial safety or security

Pollution & Environmental Liability

Black line icon of a bulldozer with a front bucket.

Contractors Equipment

Building with shield icon

Builders Risk

Warning triangle icon with exclamation mark inside

Product Recall

Two black outlined gears overlapping on a white background

Boiler & Machinery/Systems Breakdown

Globe icon with dollar, yen, and euro symbols indicating international currency exchange

Foreign Liability

Smartphone with dollar symbol and shield lock, representing secure mobile payments

Fiduciary Liability

Black line icon of a hanging scale with a padlock in the center

Fine Arts/Museum Collections



Certificate with dollar sign and medal ribbon icon

Miscellaneous Surety Bonds

Black-and-white construction barrier icon with diagonal stripes and a triangular warning sign

Contractor Bonds

Security shield with checkmark in front of a database icon, outlined in black

Cyber Risk Coverage

Computer monitor with skull warning icon and caution triangle

Computer Fraud

How the Process Works

We compare rates from top carriers , so you get the right coverage without overpaying.

Black geometric square logo with concentric squares and diagonal lines inside.

Initial Conversation

You walk through your operations, contracts, and exposures so nothing important is missed.

Black-and-white geometric square icon with nested diamonds and a small center square

Coverage Review & Market Comparison

Multiple carriers are reviewed to compare real options, not just one solution.

Black nested squares icon with a small filled square in the center

Policy Structuring

Coverage is shaped around your business activities, including endorsements and limits that reflect actual risk.

Black concentric square maze icon with a solid center square on white background

Ongoing Support

You receive help with certificates, claims, and renewal planning as your business evolves.

Two overlapping black outline speech bubbles, one with lines and four dots.

Common Questions About Commercial Insurance

  • What types of businesses do you work with?

    Ashmead Insurance supports many industries some of which include contractors, manufacturers, wholesalers, nonprofits, property owners, and small businesses. The approach is flexible enough to support different industries while staying grounded in real risk exposure.

  • Can you help with certificates of insurance?

    Yes, certificate requests are handled as part of ongoing service, helping businesses meet contract and job-site requirements quickly. This is especially important for contractors and businesses working with multiple partners.

  • Do you only work in Pennsylvania?

    While based in Colmar and serving the Lansdale area, coverage extends across 30+ states including PA, DE, MD and NJ. This is helpful for businesses operating across state lines.

  • What makes working with an independent broker different?

    An independent broker can compare multiple carriers rather than offering one option. This helps ensure coverage is selected based on fit, not limitations.

  • Do you help with renewals and claims?

    Yes, support continues after the policy is in place, including claim guidance and renewal planning to avoid unexpected gaps.