Independent Insurance for New Hope, PA
Ashmead Insurance Associates brings over 65 years of experience placing coverage for homeowners, business owners, and property investors throughout Bucks County — including New Hope and the surrounding Delaware River communities.
New Hope's mix of historic properties, riverfront real estate, active small businesses, and seasonal rental inventory creates insurance needs that standard carriers often underwrite poorly. As an independent brokerage, we work with multiple carriers to find coverage that fits your actual property and risk profile — not a generic policy built for a different market.

Personal Insurance for New Hope Homeowners and Property Owners
Whether you own a Victorian-era home on a narrow lot, a riverfront investment property, or a shore-adjacent rental near the Delaware, the right coverage depends on the details of what you own and how you use it.
We place personal insurance across several categories for New Hope-area residents:
- Home insurance for primary residences, including older and historic construction
- Investment property insurance for landlords and rental property owners
- Vacant home insurance for properties between tenants, under renovation, or held in estate
- Shore and coastal home insurance for properties with elevated wind, flood, and seasonal exposure
- Auto insurance reviewed alongside your home coverage to identify gaps and consolidation opportunities
Business Insurance for New Hope's Commercial Community
New Hope supports a concentrated mix of retail shops, galleries, restaurants, contractors, and service businesses. Each carries a different risk profile, and each deserves coverage structured around what it actually does.
As an independent agency, we are not tied to a single carrier's appetite. We can place commercial coverage for businesses that standard markets pass on — including contractors, property managers, and small businesses in older commercial buildings.

Commercial Insurance
Running a business comes with constant exposure to risk, and unclear coverage can leave gaps you only discover too late. With tailored policies and ongoing support, you gain protection that aligns with your operations and contracts.

Personal Insurance
It’s hard to know if your home, auto, or property coverage truly reflects your current situation. With multiple carrier options and personalized guidance, your policies stay aligned with how you live today.

Life Insurance
Planning for the future can feel uncertain without clear direction on what type of policy makes sense. With structured guidance, you can choose coverage that supports your family’s long-term needs.
Request a Certificate
Waiting on documentation can slow down projects and create unnecessary stress. Fast, reliable certificate support helps you meet requirements without delays.
Why New Hope Property Owners Work with an Independent Broker
Captive agents represent one carrier. Independent brokers represent you — comparing options across the market to find coverage that fits your property, your use case, and your budget.
Ashmead Insurance Associates has been doing this since 1957. We know the Montgomery and Bucks County markets well, and we understand the specific underwriting challenges that come with riverfront property, older construction, and seasonal occupancy patterns common in the New Hope area.
- No single-carrier limitations — we place coverage with multiple admitted and specialty carriers
- Direct access to an advisor who knows the local market, not a call center
- Coverage reviewed at renewal, not just at bind
- Licensed in Pennsylvania, New Jersey, and Delaware — relevant for clients with property on both sides of the river


